Dental Insurance We Accept in San Bernardino, CA
Arrowhead Dental Specialties in San Bernardino accepts a wide range of PPO and HMO dental insurance plans, including Delta Dental, Aetna, Cigna, MetLife, Guardian, Anthem Blue Cross, Blue Shield, and United Concordia. Don’t have insurance? Our VIP Membership Plan offers affordable care without it. Call Arrowhead Dental Specialties Phone Number (909) 381-3131 to check your coverage.
Arrowhead Dental Specialties at a Glance
| Office | Arrowhead Dental Specialties |
|---|---|
| Address | 362 E. Vanderbilt Way, San Bernardino, CA 92408 |
| Phone | Arrowhead Dental Specialties Phone Number (909) 381-3131 |
| Hours |
Monday - Thursday:
8:00 AM - 4:00 PM
Friday:
7:00 AM–2:00 PM
Saturday - Sunday:
Closed
|
| Plans accepted | PPO, HMO (DHMO), EPO, indemnity / fee-for-service, county employee, workers’ compensation, and union plans |
| No insurance? | VIP Membership Plan, Cherry financing, and CareCredit |
Insurance Plans We Accept
We accept the following dental insurance carriers and plans. If you don’t see your plan, call us at Arrowhead Dental Specialties Phone Number (909) 381-3131 and our team will check for you.
| Insurance carrier | Plan types |
|---|---|
| Access | — |
| Aetna | PPO, HMO |
| Ameritas | PPO |
| Anthem Blue Cross | PPO, HMO |
| Assurant / Sun Life / Fortis | PPO, HMO |
| Blue Cross Blue Shield of California | — |
| Blue Cross: Blue Select, Dental Blue, and Dental Benefit Providers (DBP) | — |
| Blue Shield | PPO, HMO |
| California Dental Network | — |
| Careington | — |
| Cigna | Dental HMO (DHMO); Cigna Advantage PPO |
| Connection Dental / GEHA | PPO, HMO |
| Delta Dental | Delta Dental PPO, Delta Dental Premier, Delta Dental EPO, DeltaCare (PMI) |
| Dental Health Services | PPO, HMO |
| Dental X Change | — |
| DenteMax | PPO |
| First Dental Health | PPO, EPO |
| Guardian | PPO |
| Humana | — |
| Indemnity and fee-for-service plans | — |
| Liberty Dental Plan | PPO, HMO |
| Managed Dental Care (MDC) | — |
| MetLife | PPO; MetLife HMO (SafeGuard DHMO) |
| OneCall | Workers’ compensation |
| Operating Engineers | Union plan |
| PacifiCare | — |
| Premier Access | PPO |
| Principal Financial | — |
| San Bernardino County employee plans | — |
| SmileSaver | HMO |
| Teamsters & Food Employers | Union plan |
| UFCW | PPO |
| United Concordia | PPO, DMO |
| United Dental Care (UDC) | — |
| UnitedHealthcare (UHC) / Health Net | — |
| UNUM | — |
Prefer a printable version? Download our accepted insurance list (PDF).
How to Check if We Take Your Insurance
The fastest way is to call our office at Arrowhead Dental Specialties Phone Number (909) 381-3131 with your insurance card in hand. Our team will look up your plan, explain what’s covered, and let you know about any out-of-pocket costs before your visit. You can also look for your carrier in the list above.
No Dental Insurance? Try Our VIP Membership Plan
If you don’t have dental insurance, our VIP Membership Plan gives you affordable access to essential dental care at Arrowhead Dental Specialties. There are no insurance forms or waiting on approvals. Ask our team for plan details when you call or visit.
Payment Options and Dental Financing
We accept several ways to pay for any costs your insurance doesn’t cover:
- Cash or check
- Credit cards: Visa, Mastercard, American Express, and Discover
- ATM and debit cards
- Cherry financing, which lets you pay over time in monthly payments
- CareCredit: apply online or at our office
For more details, see our Financial Policy.
What to Bring to Your First Visit
Please bring your dental insurance card and a photo ID to your first appointment. Having your insurance information ready helps our team process your benefits quickly so we can focus on your care.
Dental Insurance FAQs
Does Arrowhead Dental Specialties take Delta Dental?
Yes. Arrowhead Dental Specialties in San Bernardino accepts Delta Dental, including Delta Dental PPO, Delta Dental Premier, Delta Dental EPO, and DeltaCare (PMI). Call (909) 381-3131 and we’ll check your specific plan.
Does Arrowhead Dental Specialties accept Aetna, Cigna, or MetLife?
Yes. We accept Aetna PPO and HMO, Cigna Dental HMO and Cigna Advantage PPO, and MetLife PPO and MetLife HMO (SafeGuard).
Do you accept Blue Shield or Anthem Blue Cross dental plans?
Yes. We accept Blue Shield PPO and HMO, Anthem Blue Cross PPO and HMO, and Blue Cross plans including Blue Select, Dental Blue, and Dental Benefit Providers (DBP).
Do you accept HMO dental insurance?
Yes. Arrowhead Dental Specialties accepts many dental HMO (DHMO) plans, including Aetna HMO, Anthem Blue Cross HMO, Blue Shield HMO, Cigna Dental HMO, DeltaCare (PMI), Liberty Dental HMO, MetLife HMO (SafeGuard), SmileSaver, and United Concordia DMO.
Do you accept PPO dental insurance?
Yes. We accept PPO plans from Aetna, Ameritas, Anthem Blue Cross, Blue Shield, Cigna, Guardian, MetLife, United Concordia, and many more. See the full list above.
Do you accept San Bernardino County employee dental plans?
Yes. Arrowhead Dental Specialties accepts San Bernardino County employee dental plans, as well as indemnity and fee-for-service plans.
Do you accept Medi-Cal or Denti-Cal?
No. Arrowhead Dental Specialties does not accept Medi-Cal or Denti-Cal. If you don’t have private dental insurance, ask about our VIP Membership Plan, which offers affordable access to essential care.
What if my insurance isn’t listed?
Call us at (909) 381-3131. Plans change often, and our team can check your specific coverage and explain your options.
Do you see patients without insurance?
Yes. Patients without insurance are welcome. Our VIP Membership Plan offers affordable access to essential care, and Cherry financing and CareCredit let you spread costs into monthly payments.
Do you accept workers’ compensation or union dental plans?
Yes. We accept OneCall workers’ compensation and union plans including Operating Engineers, Teamsters & Food Employers, and UFCW PPO.
Do you offer dental financing in San Bernardino?
Yes. Arrowhead Dental Specialties offers Cherry financing and CareCredit, which let you pay for treatment over time. We also accept cash, checks, debit cards, and Visa, Mastercard, American Express, and Discover.
Where is Arrowhead Dental Specialties located?
We’re at 362 E. Vanderbilt Way, San Bernardino, CA 92408, and we proudly serve patients from San Bernardino and surrounding Inland Empire communities.
Serving San Bernardino and the Inland Empire
Arrowhead Dental Specialties proudly serves patients from San Bernardino and surrounding Inland Empire communities. Our team is well-versed in dental insurance and will help you understand your benefits. Whether you need a consultation or specialty treatment, we’ll help you make the most of your coverage.
Schedule Your Appointment
Ready to book? Call Arrowhead Dental Specialties at Arrowhead Dental Specialties Phone Number (909) 381-3131 or request an appointment online. We’re open Monday through Thursday from 8:00 AM to 4:00 PM and on Friday from 7:00 AM to 2:00 PM.
Insurance list last updated: October 2026